Sunday, April 3, 2016

Going cashless


In developed countries maybe cashless is a common, but in developing country like Indonesia, very few people going cashless. The government has made some policies to manage this, and some banks and cell providers give many promotions such as discounts to make customers using e-money instead of physical money. I myself find it convenient to use e-money card (we have weak currency, more than 13000 IDR for 1 USD so the need of small money as change is a lot), but some stores just haven't ready yet. It takes too long to pay with card in convenience store like Indomaret. Swipe this, Swipe that, click this, click that... Not  to mention some errors and lost signal in the EDC machine, which is very common here (why they keep using GPRS when we have LTE?). And the queue become even longer.

I support the move, to have some e-money cards and mobile payment in my cellphone. I pay with debit card when I shop in shopping mall. But I don't use credit card, I don't want to have any debt to anyone. I hope the system going better in line with people using less physical money. It's good to the macro economy, so the inflation won't get crazy and our money will keep their value for a long time.

No comments:

Post a Comment